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Schemes

With Achiievers Quick Gold Loan scheme, no more than a few minutes to generate cash by pledging your Gold Ornaments and Jewellery.

A range of different schemes to suit all income groups – one just right for your needs. Protection of the deposited gold ornaments is our primary concern. Pay interest only for the exact period of the loan, and to the exact number of days. We support almost every section of the society in obtaining quick cash loan for leveraging their dreams.

Achiievers Quick Gold Loan Scheme
Scheme Days Interest %
Minimum (M1’20)
0 30 12%
31 60 15%
61 90 18%
91 365 26%
Saral (SA1’20)
0 30 21%
31 60 24%
61 365 28%
Samadhan (SM1’20)
0 30 23%
31 60 25%
61 365 28%
Utkristo (U1’20)
0 30 24%
31 60 26%
61 365 28%
Express Loan (E1’20)
0 30 25%
31 60 26%
61 365 28%
Super Express (SE1’20)
0 365 29%
Zero Interest  Dhamaka
(ZID’20)
0 365 29%
HNI Super Loan
(HSL’20)
0 365 29%/22%
Swarna Subidha (SS-1)
0 30 6%
0 60 22%
0 90 24%
0 365 28%
Swarna Subidha (SS-2)
0 30 6.99%
0 60 22.99%
0 90 24.99%
0 365 28.99%
Swarna Subidha (SS-3)
0 30 7.99%
0 60 23.99%
0 90 25.99%
0 365 29.99%

Interest calculation is based on monthly compounding basis · Overdue interest @3% p.a is applicable after 365 days

APR range: 11.16%-29.00%

Features of Achiievers Quick Gold Loan scheme:

  • Quick Gold Loan disbursal
  • Loan limit stretches from Rs.1,000/- to Rs.1 Crore based on purity & net weight of the gold
  • No penalty on Pre-payment option
  • No processing fee. Hassle free formalities
  • Minimum documentation:
    • Proof of Identity: UID (Aadhaar)/Passport/Voter ID/Driving License/ PAN
    • Proof of address: Passport/Ration Card/Registered Lease / Sale Agreement of Residence/Driving License/Voter Identity Card/*Latest Bank Account statement/Passbook/*Latest Telephone Bill (only Land Line)/*Latest Electricity Bill/*Latest Gas Bill (*Not more than 3 months old)
  • In-house gold evaluation
  • Safe custody for your gold ornaments and Jewellery

Charges on Gold Loans

DELIVERY OF GOLD AGAINST LOST PAWN TICKET  
FIRST INSTANCE RS.75
SUBSEQUENT INSTANCE RS.100

SERVICE CHARGES RELATING TO GOLD LOAN  
Account Statement Within 30 DAYS of Closure NIL
Account Statement AFTER 30 DAYS OF CLOSURE RS.25
Loan Account Closing Charges Rs. 10/-+GST
SMS Charge Rs. 5/-+GST quarterly
Safe Custody Charge Rs. 5/- per gram (maximum Rs. 100/-) + GST
Notice Charge related to Auction (Speed Post) Rs. 100/- per notice+ GST
Notice Charge other than Auction (Speed Post) Rs. 50/- per notice+ GST
Auction Charges a) Loan amount below Rs. 1,00,000/-: Rs. 500/-+ GST or b)Loan amount Rs. 1,00,000/- and above: Rs. 750/-+ GST

STAMP DUTY
NOT APPLICABLE IN WEST BENGAL